Swipe Again

Failed payments are the quietest way subscription businesses lose customers. A card is declined, the processor retries on a fixed schedule — or does nothing — the dunning emails (if any go out at all) go unread, and a customer who never wanted to leave is cancelled for non-payment. Swipe Again sits between your billing platform and that outcome. Every failed payment is routed by its decline code: hard declines are never retried, soft declines enter a six-attempt smart retry schedule timed to when each is most likely to clear, and high-value failures can trigger a personal call attempt. Customers land on a secure, self-serve card-update page branded with your business name and color — no login, no password reset, no support ticket — and expired cards get their own one, three, and seven-day cadence. Where your platform supports it, customers who move to cancel meet deflection offers — a discount, a pause, or a service credit — that are applied directly on your billing platform, not promised for later. It works across 10 platforms: Stripe, Shopify Payments, Recharge, Chargebee, Recurly, Braintree, Paddle, WooCommerce, Skio, and Loop (plus Seal Subscriptions). One flat price — $179/month or $1,799/year — includes every integration, every retry, and every dunning channel (email, SMS, and voice): no percentage of recovered revenue, no per-seat pricing, no usage tiers. A 14-day free trial starts on the full product; connect takes about two minutes. When you connect, a 90-day backfill scan works your existing past-due backlog from day one. And our guarantee: recover under $179 in your first 30 days and your next month is free.