Basis Theory

Basis Theory is a payments infrastructure company that helps merchants, fintechs, SaaS platforms, and AI-native businesses securely collect, tokenize, store, and manage sensitive payment and customer data. Our independent, API-first payment vault enables businesses to reduce PCI compliance scope, maintain control of their payment data, and connect with multiple payment processors, networks, and partners without vendor lock-in. Basis Theory supports modern payment optimization strategies including payment orchestration, network tokenization, account updater services, and omnichannel payment experiences through a flexible developer-first platform.

In the emerging world of agentic commerce, Basis Theory is enabling AI agents and autonomous systems to securely initiate, manage, and complete transactions on behalf of users and businesses. Our platform supports agentic payment flows through tokenization, network token support, virtual card issuance, checkout orchestration, browser automation, and secure credential management, helping merchants and AI platforms safely enable AI-driven purchasing experiences.